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<article article-type="research-article" dtd-version="1.3" xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xml:lang="ru"><front><journal-meta><journal-id journal-id-type="publisher-id">stbus</journal-id><journal-title-group><journal-title xml:lang="ru">Стратегии бизнеса</journal-title><trans-title-group xml:lang="en"><trans-title>Business Strategies</trans-title></trans-title-group></journal-title-group><issn pub-type="epub">2311-7184</issn><publisher><publisher-name>Real Economy Publishing House</publisher-name></publisher></journal-meta><article-meta><article-id custom-type="elpub" pub-id-type="custom">stbus-102</article-id><article-categories><subj-group subj-group-type="heading"><subject>Research Article</subject></subj-group><subj-group subj-group-type="section-heading" xml:lang="ru"><subject>Статьи</subject></subj-group></article-categories><title-group><article-title>ЭЛИТНОЕ БАНКОВСКОЕ ОБСЛУЖИВАНИЕ: КЛИЕНТЫ И ПРОДУКТЫ</article-title><trans-title-group xml:lang="en"><trans-title>ELITE BANKING: CUSTOMERS AND PRODUCTS</trans-title></trans-title-group></title-group><contrib-group><contrib contrib-type="author" corresp="yes"><name-alternatives><name name-style="eastern" xml:lang="ru"><surname>Валиуллин</surname><given-names>Х. Х.</given-names></name><name name-style="western" xml:lang="en"><surname>Valiullin</surname><given-names>H. H.</given-names></name></name-alternatives><bio xml:lang="ru"><p>д.э.н.</p></bio><bio xml:lang="en"><p>Dr. of Sciences (Economics)</p></bio><email xlink:type="simple">hasan_val@mail.ru</email><xref ref-type="aff" rid="aff-1"/></contrib><contrib contrib-type="author" corresp="yes"><name-alternatives><name name-style="eastern" xml:lang="ru"><surname>Воробьева</surname><given-names>Н. В.</given-names></name><name name-style="western" xml:lang="en"><surname>Volobeva</surname><given-names>N. V.</given-names></name></name-alternatives><bio xml:lang="ru"><p>магистрантка</p></bio><bio xml:lang="en"><p>Master of Sciences (Economics)</p></bio><email xlink:type="simple">hasan_val@mail.ru</email><xref ref-type="aff" rid="aff-1"/></contrib></contrib-group><aff-alternatives id="aff-1"><aff xml:lang="ru"><institution>Университет "Дубна"</institution><country>Россия</country></aff><aff xml:lang="en"><institution>Dubna University</institution><country>Russian Federation</country></aff></aff-alternatives><pub-date pub-type="collection"><year>2014</year></pub-date><pub-date pub-type="epub"><day>24</day><month>11</month><year>2014</year></pub-date><volume>0</volume><issue>2</issue><fpage>93</fpage><lpage>97</lpage><permissions><copyright-statement>Copyright &amp;#x00A9; Валиуллин Х.Х., Воробьева Н.В., 2014</copyright-statement><copyright-year>2014</copyright-year><copyright-holder xml:lang="ru">Валиуллин Х.Х., Воробьева Н.В.</copyright-holder><copyright-holder xml:lang="en">Valiullin H.H., Volobeva N.V.</copyright-holder><license xml:lang="ru" license-type="creative-commons-attribution" xlink:href="https://creativecommons.org/licenses/by/4.0/" xlink:type="simple"><license-p>Данная работа распространяется под лицензией Creative Commons Attribution 4.0.</license-p></license><license xml:lang="en" license-type="creative-commons-attribution" xlink:href="https://creativecommons.org/licenses/by/4.0/" xlink:type="simple"><license-p>This work is licensed under a Creative Commons Attribution 4.0 License.</license-p></license></permissions><self-uri xlink:href="https://www.strategybusiness.ru/jour/article/view/102">https://www.strategybusiness.ru/jour/article/view/102</self-uri><abstract><p>Статья содержит краткое описание принципов и вариантов сегментации элитных клиентов банков, а также перечня предоставляемых им услуг в рамках привилегированного обслуживания. Авторы фокусируют внимание на рассмотрении некоторых различий в мировой практике подобной сегментации, барьеры вхождения в клиентскую элиту и на классификацию доступных для этой элиты банковских и небанковских продуктов и услуг.</p></abstract><trans-abstract xml:lang="en"><p>The paper contains the brief description of the elite clientage segmentation and the spectrum of the privileged products and services offered to them. The authors pay attention to some differences existing in the world practice of the segmentation, to the barriers to entry into the elite clientage and to the classification of the bank and non-products offered to the elite clients.</p></trans-abstract><kwd-group xml:lang="ru"><kwd>сегментация клиентов</kwd><kwd>хайнеты</kwd><kwd>банковские продукты</kwd><kwd>небанковские услуги</kwd></kwd-group><kwd-group xml:lang="en"><kwd>Client segmentation</kwd><kwd>Нigh Net Worth Individuals (HNWI)</kwd><kwd>Вank products</kwd><kwd>Non-bank services</kwd></kwd-group></article-meta></front><back><ref-list><title>References</title><ref id="cit1"><label>1</label><citation-alternatives><mixed-citation xml:lang="ru">2013 World Wealth Report (WWR), Capgemini and RBC Wealth Management, Электронный ресурс: http://www.rbcwealthmanagement.com/wealth-insights-research/thought-leadership/wwr/ .</mixed-citation><mixed-citation xml:lang="en">2013 World Wealth Report (WWR), Capgemini and RBC Wealth Management, Электронный ресурс: http://www.rbcwealthmanagement.com/wealth-insights-research/thought-leadership/wwr/ .</mixed-citation></citation-alternatives></ref><ref id="cit2"><label>2</label><citation-alternatives><mixed-citation xml:lang="ru">Allard, S. 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