The article analyzes the dynamics of tea exports in Russia, presents the largest companies selling tea on the market. The table of the largest consumers of Russian tea for 2020 is also given. Trends in the global tea market are outlined. The export potential of Russian tea is analyzed.

In the article, the author analyses systemically a draft law aimed at merge of the Russian Pension Fund and the Russian Social Insurance Fund. The following aspects are considered: current conditions for the merge; purpose of the merge; functional and structural aspects of the merge; changes to be made in the management system of the social insurance; processes contributing to the merge. Upon the analysis, the author formulated conclusions of seven paragraphs.

The last decade has been the most active time in the development of digital technologies, which has contributed to the emergence of such a concept as «digitalization». In the economic environment, this process is gaining momentum at all stages of the life cycle of business entities, including bankruptcy. The article considers the formation of the digitalization process and the impact of digital technologies on the optimization of insolvency (bankruptcy) cases in the Russian Federation. The main aspects of the work of already introduced technologies in this procedure are also studied.  

In the article, the author explores the digital technologies used by Russian banks in the creation and promotion of financial products (goods and services) in social networks. First of all, we study the introduction of media technologies in the creation and broadcasting of banking services and products using social media, the main of which are social networks. Systemic and statistical methods were used for a comprehensive disclosure of the problem, which made it possible to classify approaches to the problem, as well as a method of structuring information, which makes it possible to identify the main tools for the specifics of the functioning of the banking system in the context of new media. Analysts are exploring the format of functioning in the modern market through social networks that allow expanding digital banking. Analysis of the activities of the banking sector, the introduction of innovations in the activities of the banking sector allow us to determine the trend of attracting the maximum number of customers. The study identifies incentives for the development of the banking system in the context of the new realities associated with the pandemic. The expansion of the production of new banking services through their digitalization is determined by long-term strategies for the development of financial institutions in three types of innovative areas. New services and products of banks broadcast through social networks were identified. The transformation of banking services is characterized. Thus, the analysis of statistical data of digital content and analytical data allows us to determine the innovative potential of payment systems that have proven themselves in the world community and practice.

Using the example of the regional market of inland water transport services for the transportation of goods, the article substantiates the need for fundamentally new forms of competition, and first of all, on the basis of using the potential of regionalization of the economy, including cross-border interaction.